Hdhp Embedded Deductible Rules 2025 . Hdhp embedded deductible rules 2025 download. The hdhp rules require that, unless a plan has an individual deductible of at least $3,300 in 2025 (the amount of the family deductible), the individual deductible cannot be embedded.
The minimum annual deductible for a family hdhp is $3,000 for 2023 (2025 limits are not yet available). The table below summarizes those adjustments.
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